FAQ: Will Cell Phone Inokuchengetedza Mari?

Mubvunzo: FAQ: Will Cell Phone Insure Inokuchengetedza Mari?

Mhinduro: Ndeyefoni yunishuwarenzi chimwe chinhu chaunoda here kana iwe ungadai uri kurasikirwa nemari pairi? Izvo zvinoenderana.

Mumwe kunze kwevatatu vatatu vacharasikirwa kana kukuvadza foni yavo mukati megore rokutanga, maererano neSprint. Pakazara, izvi zvinoreva kusvika mamiriyoni makumi matanhatu emasera efoni ari kurasikirwa kana kuparadzwa gore negore muUnited States chete, maererano naAsurion.

Asurion isangano rechitatu rekambisi yveshuwarisi yevakawanda vekutakura midziyo dzisina tambo (kusanganisira AT & T , Sprint , T-Mobile uye Verizon Wireless ).

Zvikonzero Zvokufunga nezvazvo

Kunyange zvazvo zvichienderana nemamiriro ako akaenzana, mhinduro shomanana iwe unogona kazhinji kushandisa mari yakawanda pairi kupfuura iwe uri kuponesa.

Nhare yunishuwarenzi inogona kuva yakagadzikana kana chipandeti chako chiri kubiwa, chakarasika kana chakaipa. Vakawanda vese vanotakura foni vanopa foni inshuwarheni kune mari shoma pamwedzi.

Kungofanana nedzimwe mishonga yemishandiro, kunyange zvakadaro, zita refoni yefairaimusheni yemutambo ndeyekuti iwe uchapedza mari yakawanda kuisimbisa kupfuura iwe waunogona kuchengetedza paunenge uchitora kuda uye uchiwana chimwe chinhu chinoshandiswa.

Mhinduro yakakosha ichavimba nekukurumidza iwe unoda foni itsva. Kana uchida imwe shanduro mumwedzi mitatu chete, semuenzaniso, foni yerishuwarenzi ingangokuchengetedza mari. Kana uchida izvi mumakore matatu, inshurensi ingangokubhadharira mari yakawanda.

Sezvo mutemo wehuwandu, hazvigone kuti foni yunivhesiti inogona kukuchengetedza mari kana une mari shoma, bhajeri foni . Nhare yunishuwarenzi inogona kuva yakakosha, kunyange zvakadaro, nefoni dzakashambadza-uye (kunyanya smartphones ).

Semuenzaniso, Sprint inopa chigadziro chekugadzirisa purogiramu ye $ 4 pamwedzi ne $ 50 kusvika $ 100 isingadzokidzi kubhadhara (zvichienderana nechokushandisa) pamusana pemhosva yakabvumirwa.

AT & T madhora $ 4.99 pamwedzi ne $ 50 kusvika $ 125 isina kubhadharwa inobhadharwa pamutemo unobvumidzwa.

AT & T inobvumira zvikwereti zviviri gore negore zvakasimudzwa zvakakosha zve $ 1,500 pamhosva.

T-Mobile madhora $ 5.99 pamwedzi nemadhora akasiyana-siyana asingadzoreki. Verizon Wireless mashandiro $ 5.99 pamwedzi ne $ 39 inotsvaga mafoni ekutanga kana $ 7.99 pamwedzi ne $ 89 inotora zvigadzirwa zvepamusoro.

Mienzaniso Inofungidzira

Iti iwe unotenga foni ye $ 100 uye inshuwarisi ye $ 5 pamwedzi ne $ 50 inobviswa. Iwe unongoponesa mari pane imwe nzvimbo kana kuda kwako kuchiiswa mwedzi wepfumbamwe. Panguva iyoyo, iwe ungadai wakabhadhara $ 95 muzana ($ 45 yeinishuwarenzi uye $ 50 yezvakabviswa).

Kana iwe ukatenga foni ye $ 200 uye inshuwarisi ye $ 5 pamwedzi ne $ 75 deductible, iwe unogona kuchengetedza mari kana iwe ukaisa pamberi pemakore maviri. Panguva iyo, iwe uchave wakabhadhara $ 195 muzana ($ 120 yeinishuwarenzi uye $ 75 yezvakabviswa).

Zvimwewo zveMasikirini Emazuva Ano Inishuwarenzi

1. Kana iwe uri pasi pesangano pane wako anotakura, zvingava zvakangwara kuti usapinda inshuwarisi uye uchengetedze kusvikira wava nehupamhidziro yakakodzera. Pashure pemwedzi 12 kana 24, semuenzaniso, vatakuri vakawanda vanopa $ 100 kusvika $ 200 kubva paunotangazve zuva rako rechibvumirano uye kutenga foni itsva.
   1. Kana iwe usati uri pasi pechibvumirano, uku kungofungidzira hakuzovi chinhu chako. Nzvimbo dzisina kubhadhara dzisingabhadhari dzisingatauri zvikwereti zvekutenga handsetse itsva. Pasina kunyora chibvumirano, foni dzemafoni dzinowanzodhura.
   2. Nokuti kusayina kambani kunowanzosimbisa mutengo wefoni yako, mumwe mutemo mukuru pamusoro pehushuwarisi ndiyo inowedzera kukuchengetedza mari apo iwe usati uri pasi pesangano.
2. Imwe nzira ndeyokuita yako purogiramu inshuwarisi purogiramu (itaidza iyo iwe self-inshuwar program chirongwa) pane kubhadhara imwe kambani yacho.
   1. Ingoisa $ 5 pamwedzi wega wega, semuenzaniso, mune mari yakawanda yekuchengetwa kana kuti yemari yemakethe yemari. Kana foni yako ichienda kaput, iwe wakatotora mari yekugadzirisa asi usingafaniri kunetseka nezvekuita kuda kana kubhadhara deductible.

1. Zvimwe inguva yekutarira purogiramu yako yefoni. Usingazivi kuti unotangira kupi? Tine ruzivo runogona kukubatsira kuchengetedza mari purogiramu yako yemazuva ano .