Nzira Yakanakisisa Yakafambiswa Kutsvaga Nzvimbo

Iwe haufaniri kuva mutori wenzvimbo kuti uwane matanho ekutenga

Imba yevasimba haisi ivo voga vanogona kutsvaga zvizhinji pamisha yakatarisa kana yakaora mwoyo. Uchishandisa urongwa hwekutsvaga rusununguko rwemashoko eInternet iwe unogona kuwana dzimba mukugadzirisa, kusati kwasvika mberi, REO (Real Estate Inowanikwa), yakabatwa, kana kuti inoshungurudzika zvinhu zvese sezviri nyore semunhu ari mune bhizinesi redzimba. Uye nokuda kwechikamu chikuru, unogona kushandisa web browser yako nekuita tsvaga yako kubva kumba.

Kunyange zviri nani, zvizhinji zvezvibasa izvi zvinopiwa pachena kana nekunyoresa kuduku kunowanzobatanidza nguva yekuedza pasina.

Bank REO

Bhizinesi Rinochengeterwa pfuma. Justin Sullivan / Getty Images

REO ishoko rinoshandiswa kurondedzera imwe chivako chakadzokera kumashure kune chikwereti mushure mekunge chinyorwa auction chisina kuwana mutengi. Izvi hazvirevi kuti pfuma iri mumamiriro ezvinhu akaipa zvokuti hakuna munhu aifarira, zvinoreva chete kuti bhizimisi rinofanira kuzarirwa raisati rasangana iro rinowanzoiswa pachikwereti chakakosha chemari. Kana chikwereti-ku-kukosha ichikwirira nzvimbo yacho inogona kunge isingabhadharwi uye iyo yefa inodzokera kumunhu anokweretesa.

Bank REO inogona kuva nzvimbo yakanaka yekuwana kukosha kukuru mumusika wemaimba. Ivo vakave vanozivikanwa kuti vanoshumira vamwe vakanyanyisa kunhuwa, saka nyatsoongorora.

Bank REO Tsvaga Zvishandiso

Urongwa urwu hunosanganisira mabhizimusi anozivikanwa anofukidza nyika kana nzvimbo dzomunharaunda. Kana bhangi raunoda kutsvaga REO harina kubatanidzwa mune urongwa urwu, unogona kuwana mabhenji ane dzimba nekutsvaga muzita rebhangi pamwe neROO.

Hurumende Yakawanikwa

Hurumende dzehurumende dzakachengetedza dzimba dzekutengesa. fstop123 / Getty Images

Mabhangi nevakakweretesa pfuma havasi ivo voga vane dzimba dzekugara dzakagara dzakagara. Hurumende inotora zvigadzirwa zve REOs, dzimba dzakatariswa, uye nzvimbo iyo yakawana kuburikidza nenzira dzakasiyana-siyana, kusanganisira zvikwereti zvekubhadhara chikwereti seFHA (Federal Housing Administration) uye VA (Veterans Affairs). Izvo zvinhu zvinowanikwa nekutengeswa kwemazuva ose pamwe chete ne auction .

Kunyange zvazvo sarudzo yedu iri pamusoro apa ndeyokutsvaga mapurisa ehurumende ye foreclosures, usakanganwa kuti nzvimbo yako yemunharaunda kana hurumende yeguta inogona kunge yakagadziriswa. Kana iwe uine ruzivo ivo vakaisa zvinhu zvakatariswa uye zvakatorwa pane nyore kushandisa webhusaiti. Asi kungofanana iwe uchada kuita rwendo kuenda kumatare kana munyori weguta.

General Foreclosure, REO, uye Inodzvinyirirwa Pfuma

Imba mbiri uye huru inogona kuwanika pakutsanangurwa kwekutanga. NeDaniel Case - Chimwe chebasa, CC BY-SA 3.0, https://commons.wikimedia.org/w/index.php?curid=10189039

Zvimwe mashomanana ekufambisa mberi, REOs, uye mamwe maitiro ekudzvinyirira pfuma kuunganidza urongwa kuva deta rekutsvaga paWebhu. Vamwe vanopa zvinyorwa zvekusununguka apo vamwe vanoshandisa nzira yekubhadhara iyo inokuita kuti utsvake basa ravo kwenguva.

Muzviitiko zvizhinji, ruzivo rwezvekutanga pamusoro peimba runowanikwa kunyange kana iwe usingabvumiriri, asi kune avo vanyoresa kazhinji pane mazano akawanda ehuwandu hwemashoko akabatanidza nehurumende iyo nzvimbo iripo, yakasvibiswa, inoshandiswa sebazi remishonga, kana kushushikana kwezvakatipoteredza kana zviripo.

Vamwe vevadzivisi vedu vanovada mabasa aya vanosanganisira:

Vatengesi veMatengesi, Mabhengi, uye Imba yePurisa

Tsvaga zvipfeko nemamwe mabasa anozivikanwa. Nokuremekedza (http://www.flickr.com/photos/respres/2539334956/) [CC BY 2.0 (http://creativecommons.org/licenses/by/2.0)], kuburikidza ne Wikimedia Commons

Zera remapurisa edzimba riri pakavanzika pamusoro pe foreclosures, pre-foreclosures, zvinotambudza dzimba, kana REOs yakapera. Iye zvino rimwe zuva aya marudzi edzimba ndeimwe imwe basa rinogona kushandiswa kukwevera vatengi . Ndiko kusaka zvizhinji zvemasimba edzimba zvino zvinoita kuti zvive nyore kuwana ma database avo ekudengenyeka kwezvinhu.