A kutarisa purogiramu yakakurumbira yekubhadhara mafoni
"Ndizvo chete Venmo ini." Wakambonzwa mutsara here? Kana zvisingaiti, mikana iwe unonzwa munguva pfupi. Yakatangwa muna 2009, Venmo inhare yefoni inobvumira vanhu nyore nyore kutumira mari pakati pehama neshamwari, panzvimbo yekuzarura zvikwama zvavo nekudhonza mari. Yakanga isati yasvika gore ra2014, asi, apo Android Pay neApple Pay payakatangira, kuti mhuka yekubhadhara mafaira yakatanga kubvisa. Kutaura zvazviri, eMarketer akafanotaura kuti paizova nevhidhiyo vanosvika mamiriyoni makumi mashanu ekubhadhara mafaira muUnited States pakupera kwe 2017. Iwe unogona kuva wekutevera.
Nhare dzekufambisa dzinogona kureva zvinhu zvitatu: kubhadhara parejista uchishandisa smartphone yako; uchishandisa purogiramu yekubhadhara paIndaneti kana mukati memumwe mushandi, uye kugamuchira kana kutumira mari mukati memubhadharo wekubhadhara. Iwe ungangodaro wakashandisa Android kana Apple Pay kutenga kutenga kune mutengesi, somuenzaniso, kana kutamirwa mari yokubhadhara mari kune waunogara naye kana mugove wako wekutora tab kune shamwari kana nhengo yemhuri anoshandisa Venmo. Kunyange kana iwe usingashandisi purogiramu yekubhadhara mafaira sezvakaita Venmo ikozvino, shamwari dzako dzinenge dziri, uye nokukurumidza kana kuti gare gare vachakutumira chikumbiro kana kubhadhara. Dhavhidha purogiramu, uye iwe uchawana mari yako. (Kurwisana hakuna maturo!)
Venmo inonyatsonaka, uye inopa huwandu hwekuchengeteka kwehuwandu, asi, semhando ipi yepurogiramu kana software inobata nemari, hazvina kukodzera kupesana.
Ungashandisa Sei Venmo?
Muzhinji, unogona kushandisa Venmo nenzira mbiri dzakasiyana:
- Dzorera shamwari neshamwari kuti vawane mari yekugovana
- Kutenga michina kana mabasa kubva kuVenmo vashandi
Mienzaniso yekuti ungashandisa sei Venmo inosanganisira:
- Kutumira waunogara naye chikamu chako chebhadharo
- Inokumbira chikamu chemudiwa wako chebhari
- Kubhadhara katoutout yakarayirwa kubva kune imwe chirongwa chekudya chakabatanidzwa naVenmo
- Zvimwe zvisina kubhadhara bhizimisi nevanhu vamunoziva uye vanovimba
Chero chipi zvacho chaunoshandisa Venmo, tanga nekubatanidza kambani yako yebhangi kana debit kana kadhi rechikwereti, uye iwe unogona kukurumidza kutumira uye kugamuchira zvikwereti kune kana kune mumwe waunoziva uyo anoshandisa purogiramu. Iwe unogona zvakare kutumira chikwereti uye zvikumbiro kune vasiri vashandisi, avo vanozobva vatumirwa kusayina. Iwe uchazoziviswa kamwe chete pavanozonyora, asi chokwadi, kana vasina, iwe uchafanira kutora kana kutumira mari nenzira yakasiyana. (Kuve kutanga kutora hakusi nyore.)
Paunotanga kunyora, yako kutumira muganhu i $ 299.99. Kana iwe wanyatsobudirira hutano hwako nekupa majeri mana ekupedzisira eSNN yako, zip code yako, uye zuva rokuzvarwa, uchakwanisa kutumira kusvika $ 2,999.99 pavhiki. Venmo isingabhadhara kana iwe uchitumira mari kubva kubhangi yako yebhangi, debit kadi, kana kuti Venmo balance. Kana iwe uchitumira mari uchishandisa kadhi rechikwereti, Venmo inofanirwa katatu yemari yebhadharo. Hapana mari yekubhadhara mari kana kushandisa Venmo kutenga zvigadziri mumapurogiramu.
Kana uchinge wasimudzwa, unogona kushandisa Venmo pedyo nenzira ipi yaunoda: kuripa shamwari yako kuti udye, tumira waunogara naye chikamu chako chebhadharo, kana kukumbira kubhadhara kubva kune shamwari kana mhuri kune Airbnb yakawanikwa kana HomeAway kukodzwa. Iva nechokwadi chokuti ungoshandisa Venmo chete nevanhu vamunoziva uye vanovimba. Kunyange zvazvo PayPal inofambisa kambani yacho, haiti kupa chidziro chimwe chete chekudzivirira. Saka kana iwe uri kutengesa chimwe chinhu pa Craigslist kana eBay (kana chero ipi zvayo inotengesa) kune mumwe munhu wausati wambosangana naye, zvakanaka kuti usashandise Venmo pamutambo. Gara uchiripa PayPal, Google Wallet, kana mamwe mabasa anobatsira kudzivirirwa kubva pane zvinokonzera uye anogona kukubatsira munyaya dzekusabhadhara. Tichaenda mune zvimwe zvizere pane izvi muchikamu chinotevera.
Iwe unogonawo kuunganidza iyo yako yeAvmo account kuti uite zvibvumirano zvakadai seVeza.com uye White Castle. Ipapo iwe unogona kushandisa Venmo kubhadhara kutenga uchishandisa iyo mapurogiramu, uye kunyange kupatsanurudza zvikwereti zvekufambisa kwekutengesa, zvokudya, kana zvimwe zvakagoverwa mari. Mabhizimisi efoni anogona kuwedzera Venmo senzira yekubhadhara pakutora, zvakadai sokunge iwe unogona kutobhadhara ne Android Pay, Apple Pay, Google Wallet, uye PayPal, kunze kwekupinza kadhi rechikwereti.
Venmo inewo yehupfumi, iyo inosarudzwa. Iwe unogona kuita kuti kutenga kwako kuve pachena, kuchiparidzirira kune network yako yeVenmo shamwari, ndiani angakada uye kuitaura pamusoro payo. Iwe unogonawo kunyora kune Venmo uchishandisa zvinyorwa zvako zvepa Facebook, izvo zvinoita kuti uwane shamwari dziri kushandisa firimu yekubhadhara mafaira. Tinokurudzira nguva dzose kuchenjerera pamusoro pezvakagoverwa munharaunda yako yehupfumi, kunyanya kana zvasvika kumari uye kutenga kukuru. Kufanana nekuparadzanisa zvirongwa zvako zvezororo zvinogona kukukoka mabhegi, saizvozvo unogona kuzvirumbidza pamusoro pekutenga kwako TV itsva kana bhasikoro.
Ngozi Dzakashandisa Venmo kune Mobile Payments
Venmo inoshandisa mashandisirwo akawanda ekugadzirisa paunoshandisa purogiramu yacho kubva pane imwe shanduro, iyo inobatsira kudzivirira magwaro asingabvumirwi kuakaunti yako. Iwe unogonawo kuwedzera pikini yepini yekuchengetedza kumwe. Nepo iri kuedza kushandisa sarudzo yekusununguka nekubatanidza Venmo kumakadhi ako ekubvisa kana kubhengi yebhangi, iyo inoreva zvakare kana iwe ukawana zvakashata, mari inobva pabhodhi yako munguva chaiyo. Kuhubatanidza nekadhi rechikwereti hakungokutengi nguva chete asi kunogona kukudzivirira pamhosva yekunyengera. Rusununguko rusununguko harusi nguva dzose rwakanakisisa.
Iko, zvechokwadi, njodzi dzinobatanidzwa nekushandisa Venmo kusanganisira:
- Zvinonyadzisa kana kutengesa nevasingazivi, kusanganisira zvipupuriro zvenhema uye kutengesa kushandiswa
- Kwete-kubhadhara kubva kune vamwe vanhu vasiri vemazvibereko kana matikiti wamakatengesa uye akatumirwa kwavari
- Kusina mutengi uye kuchengetedza mutengesi mumatambudziko ekunyengera kana kusina kubhadhara
- Kuvhara kwekuchengetedza uye kushandiswa kwenhema kune account yako
Pane nzira iri nyore yekudzivisa matambudziko matatu okutanga, pamusoro apa: usataura nevasingazivi. Hatigoni kufungidzira kuti zvakakosha sei kushandisa Venmo chete nevanhu vamunoziva uye vanovimba. Kugamuchira mari kubva kune vanhu vusingazivi kunogona kukuisa pangozi nenzira shomanana. Iwe unofanirwa kuziva kuti vashandisi vanogona kuderedza kushandiswa kweVenmo. Kuchinja kunogona kuitika nokuda kwechikonzero chisina mhosva; zvichida mushandisi akatumira chikwereti kumunhu asina kunaka kana kutumira mari yakaipa. Zvisinei, a scammer aigona kutora chirevo chenhema neVenmo kana kushandisa kambani yembadhi kana chikwereti chekubhadhara kuti adzorere chikwereti. Kana kamwe bhengi rawana hutsotsi, unogona kuzviisa pasi pekubhadhara mari.
Zvakakosha kunzwisisa kuti apo kugamuchira zvikwereti paVenmo zvinoratidzika kuva pakarepo; Zvinotora mazuva mashoma kuti uite. Chaizvoizvo, Venmo inokubhadhara kwenguva duku kusvikira ibhizinesi ravhara mutengesi. Izvo zvakafanana kana iwe ukaisa cheki, kunyange iwe uchikwanisa kuwana mari yacho pakarepo, haisi pachena kwemazuva mashoma. Kana cheko racho richikwira, bhenji rako richabvisa mari kubva kubhuku rako, kunyange kana mazuva kana masvondo gare gare.
Imwe nzira iyo scammer inogona kushandisa ikoku kunonoka ndeyokupa kuripa chimwe chinhu chauri kutengesa pa Craigslist, taura, uchishandisa Venmo. Zvadaro, ivo vachakutumira iwe mubhadharo, uye kana vachinge vagamuchira zvigadzirwa, vanozvidzorera, uye vanonyangarika. Kusiyana nePayPal, kambani yayo yemubereki, Venmo haina kupa mutengi kana mutengesi kudzivirira. Muchidimbu, usashandise Venmo nevasingazivi; kunamatira neforuti inodzivirira kurwisana neizvi. Uye kunyange kana iwe uchiziva munhu wauri kutarisana nayo, iva nechokwadi kuti mumwe munhu iwe waunoda kupira mari kana pfuma.
Kuti uchengetedze nhoroondo yako yakachengeteka kubva kune zvinyorwa zvinonyengera, shandura password yako nguva dzose uye usashandise password yaunoshandisa kune imwe kero. Wedzera ikhodi yepini ku-akhawunti yako pamwe chete uye chengetedza zvinyorwa zvako seunonyoresa sezvaunoda bhangi kana sarudzo yemari yekwereti. Taura maitiro ekunyengera kuVenmo uye kubhengi yako yakabatana kana kadhi kadhi rechikwereti pakarepo. Kutevedzera mitemo yese inochengetedza akaunti yako-uye mari yako-yakachengeteka.