Usarega kuti mbavha yekuziva iwe iparadze hupenyu hwako hwehupfumi
Kuputsa kwedhiyabhorosi kuri kuitika kudarika kare, uye vamwe vatengi vanorasikirwa nemari kana, zvakanyanya, ivo. Kune nzira, zvisinei, iwe unogona kuzvidzivirira pamarudzi aya eupomhwe.
Nzira yeCyber Inotanga Sei
Chero ani zvake anogona kuisa mari yavo pachikwereti, kutenga chikwereti kurongedza zvirongwa kana kutora zvimwe zviito kudzivirira kusakanganiswa kwakakura kwakakura. Zvisinei, kunyanya kuzivikanwa kana kusawirirana kwePII, kusanganisira zvikanganiso zvakakura zvinotaurwa pasi apa, hazvina chokuita neIndaneti kana kakombiyuta kana chekuchengetedzwa kwenethiwekhi. Kusatendera kushandiswa kwehutachiona hwehutachiona kana kusanganisa mavhidhi kunobatanidzwa munhamba shomanana yematambudziko ose.
Funga pamusoro peizvi: Ndeupi ruzivo rwunofanirwa nemumwe munhu kuti azvifananidze iwe kumutambo wechitatu? Zita rako? Kuberekwa? Tsanangudzo? Zvine ruzivo rwakanyanya ruzivo rwakadai seichi, uye zvichida mamwe mapoka makuru ezvinyorwa akadai sechikoro chesekondari chawakaenda, zita rako rebwa imbwa kana zita raamai vako, mumwe munhu angagona kuwana maakaunti ako aripo kana kuisa zvikwereti zvitsva kana chikwereti muzita rako.
Munguva pfupi yapfuura, nhoroondo dzekuchengeteka dzinovhiringidza umo dhizimusi data uye ruzivo rwemunhu oga anozivikanwa (PII) rwakanga ranyengedzwa sezviri kuratidzika kuve inenge zuva nezuva. Verizon, somuenzaniso, akarondedzera kurasikirwa kwedata rinosanganisira vanopfuura mamiriyoni 14 vatengi. Vashandi veCybercriminals vakatambudza zvikwereti zvekodhi giant Equifax - mune imwe yenzira huru yekuputsa data yekare-uye yakaba kubva kuvanhu vanosvika mamiriyoni 143 kusanganisira mazita, mazuva ekuberekwa, nhamba dzekuchengetedzwa kwevanhu, aderesi, uye nhamba yeirivha yekufambisa.
Mhosva dzinonyanya kukanganisa dzinosanganisira urovha huduku sezvinonzi ruzivo runodzingwa kubva mumarara ako. Kana kuti mudzidzisi anotamba kana kuti anonyora pasi nhamba yako yekadhi rechikwereti paunotenga pakudya. Kune mitemo yakasiyana-siyana inobatanidza kugadziriswa kwevadzidzi, kusanganisira Sarbanes-Oxley, HIPAA, GLBA, nevamwe. Asi ruzivo rwemagariro evanhu uye zvakanaka, kuberekwa kwekare kunowedzera kutyisidzira kudarika kusungirirwa kwekuchengeteka uye zviri kwauri kuti uongorore uye udzivirire ruzivo rako pachako uye chikwereti chako.
Nzira Yokudzivirira Kuzivikanwa Kwokuba
Pasi pane matanho ekutanga aunogona kutora kuti ubatsire kuchengetedza uye kudzivirira ruzivo rwako pachako ruzivo uye uone kuti chimiro chako kana kuti chikwereti chako hachina kukanganiswa.
Tarisa mafudzi-vafudzi. Paunopinda nhamba yePIN kana nhamba yekadhi rechikwereti mumushandi weATM, pane imwe nzvimbo yefoni, kana kunyange pamakombiyuta ari kubasa, ziva kuti ndiani ari pedyo uye iva nechokwadi kuti hakuna munhu anotarisa pamapfudzi ako kuti aite chinyorwa cheiyi uri kuomesa. Shandisa fingerprint scanner kuti uzive, zvakare, kana kuvhara maziso ekuona maziso kana kadhi yako ichivapa.
Inoda mufananidzo weVID ID. Panzvimbo pekusaina chikamu chemakadhi ako emakadhi, unogona kunyora "Ona Photo ID". Muzviitiko zvakawanda, vanyori vekuchengetedza havatotaridzi chikwangwani chechinyorwa pachikwereti chekwereti, uye mbavha ingangoshandisa nyore nyore yako kadhi rechikwereti kutenga paIndaneti kana kutengesa foni dzisingatsvaki kuiswa kwechinyorwa, asi kune avo vasinganzwisisi zviitiko kwavanoita chaizvoizvo kuisa chigamba, iwe unogona kuwana humwe huviriro hunowedzera nekuvatungamirira kuti vave nechokwadi chekuti unofananidzwa nemufananidzo uri muUdhi hwemufananidzo.
Shred everything. Imwe yenzira dzinogona-kuva zivhavha dzinowana ruzivo runowanikwa kuburikidza ne "dumpster-diving", aka kushan-picking. Kana uri kukanda zvikwereti uye zvinyorwa zvekadhi rechikwereti, kare kare kadhi rechikwereti kana mapeti eATM, zvinyorwa zvezvokurapa kana kunyange kutumirwa kwemajeri-tsamba yekwereti yemakadhi nemari yekugadzirisa mari, iwe unogona kunge uchisiya ruzivo rwakanyanya rwuri pamusoro.
Kune nzira mbiri dzefaira dzakakoswa: Tenga pepa rako rekugadzirisa uye shisa mapepa ose nePII pavari vasati varasa iwo kana kushandisa faira shredder software program .
Shandura digital data. Kana iwe uchitengesa, uchitengeserana kana kuti uchitsaura kakombiyuta , kana dhirairi rakaoma, kana kunyange CD yakanyorwa, DVD kana tape yekuchengetedza, unofanira kutora matanho ekuwedzera kuti uone kuti data yakakwana, zvachose, uye isingagadziriswi yakaparadzwa. Kungosunungura data kana kugadziridza dambudziko rekushayisa hakuna nzvimbo iri pedyo zvakakwana. Ani naani ane unyanzvi hudiki hwekombiyuta anogona kuderedza mafaira kana kuwanazve dheti kubva pane fomu yakagadzirwa.
Shandisa chigadzirwa chakafanana neChredXP kuve nechokwadi chokuti data iri pamatokari akaoma yakaparadzwa zvachose. Nokuda kweCD, DVD kana tape media iwe unofanira kuzviparadza pachake nokuchivhuna kana kuzvipwanya usati warasa. Kune shredders yakagadzirirwa zvakananga kugadzira CD / DVD media.
Iva nesimba pamusoro pekutarisa zvinyorwa uye kubhadhara zvikwereti pahofisi yehofisi. Izvi chaizvoizvo zvine zvikomborero zviviri. Kutanga, kana iwe uri kushingaira kuongorora bhengi rako uye chikwereti chekwereti mwedzi wega wega, iwe uchaziva kana mumwe wavo asingasviki uye anogona kukuzivisa kuti zvichida mumwe munhu akaibiba kubva kubhokisi rako remafirisi kana kuti raienda. Chechipiri, unogona kuva nechokwadi chokuti mhosva, kutenga kana zvimwe zvinyorwa zviri muchitatimende zvakakodzera uye zvinowirirana nezvinyorwa zvako kuitira kuti ugone kutsvaga uye kugadzirisa chero basa rekufungidzira.
Kana iwe usingashandisi mabhizimusi ekuIndaneti kubhadhara zvikwereti zvako, teerera: Usambofa usina kubhadhara mabhiriji mubhokisi rako rekuteera kuti ubudiswe. Mbavha inoparadza mabhokisi ako emafaira angakwanisa kuwana inouraya yemashoko ekutsvaga mune imwe vhokupepe - zita rako, kero, nhamba yekwereti yekwereti, ruzivo rwebhangi rako kusanganisira nhamba yekuendesa uye nhamba yekambani kubva pasi pekuongorora, uye kopi ye kuiswa kwako kubva pane yako chekuchechera zvinangwa zvekutsvaga kutanga.
Chengetedza email yako nemeseji. Yese yedhese iwe watinotumira mumashoko kana kuti kuburikidza ne email iri pangozi kana iwe usingashandisi kupedza-kumagumo kwekuchengeteka. Izvozvo zvinoreva chete mutumire uye anogamuchira anogona kuverenga ruzivo. Gadzirai izvi neminwe yeChirungu kana kuti password pafoni kuti uone kuti iwe wakachengeteka.
Anoda 2-Factor Kutendeseka pane zvemari uye zvemagariro evanhu. Wedzera humwe hutete hwekuchengeteka kumabhuku ako epaIndaneti iwe iwe unogara uchitopinda uchishandisa kero ye email / username uye password. Kunyange nhepfenyuro yevhidhiyo mabhidhiyo inofanirwa kunge iine maonero maviri-kuvimbiswa anobvumira Kana mumwe munhu achiitika kuti awane password, somuenzaniso, vangadai vachida chikamu chechipiri, chikamu chemashoko chaiwo kuti vauye muakaunti.
Ongorora ruzivo rwekwereti yako gore negore. Izvi zvave nguva dzose iri mazano akanaka, asi yaishandiswa kutenga mari, kana iwe waifanira kutanga wakarambwa kubva pakuwana chikwereti kuti iwe ugone kuwana kopi yakasununguka. Iye zvino zvinokwanisika kuwana rusununguko rusununguko mushumo wako wekwereti kamwe kamwe pagore. Vakuru vakuru vatatu ekuburitsa chikwereti (Equifax, Experian uye TransUnion) vakabatana nemasimba kuti vape mvumo dzisingabhadhari kune vatengi.
Iwe webhusaiti gore rega rekreditreport.com, uye nzvimbo dzakadai seCreditKarma.com, inopawo zvikwereti zvikwereti zvekwereti uye kunyange kutarisa. Iwe unofanirwa kubvunzurudza ruzivo rwako kuti uone kuti ruzivo rwacho rwakarurama uye unoitawo chokwadi kuti hapasina chero magwaro ipapo uko iwe hauzivi kana zvimwe zvinopinda zvinenge zvichinyunyuta kana basa.
Chengetedza yako Social Social number. Nhamba yeNyika Yakachengeteka yava chinhu chimwe chete chavakanga vagara vachivimbisa kuti chaisazo-rudzi rwekufananidzira kwenyika. Inowanzotaurwa kuti iwe usatakura Social Security yako muhomwe yako nechikwereti chako chekufambisa uye zvimwe zviratidzo. Chimwe chinhu, kunyange zvazvo zvichifanirwa kupedzisa hupenyu hwako hwose, kadhi yeSocial Security inowanikwa pamakadhibhodi akajeka asingatauri zvakanaka kupfeka uye kubvarura.
Kunze kwezvo zvakadaro, kuziva zita rako rakazara, kero uye Nhamba Yese Yakachengeteka yeNyika, kana kunyange mairi mana ekupedzisira mumatambudziko mazhinji, anogona kubvumira mbavha kuti ive yako. Iwe haufaniri kushandisa chero Social Social Number yako sechinhu chipi nechipi chesername kana password yaunogadza uye haufaniri kuisa pachena kune avo vanokumbira foni kana kuti kupindura spam kana phishing scam emails zvakare.
Caveat Emptor. Usatungamira bhizinesi mumakambani iwe usingazivi chinhu pamusoro. Iwe unogona kunzwa wakachengeteka kuita bhizimusi online neAnglish.com kana BestBuy.com kana chero webhusaiti yakabatana nevakazivikanwa, vese vemunyika kana vatengesi vese. Asi, kana iwe uri kutenga chimwe chinhu paIndaneti iwe unoda kuva nehuwandu hwekutenda iyo kambani yauri kuita bhizinesi nayo yakarurama uye kuti inotora ruzivo rwemashoko ako ega seunonyanya kuita sezvaunoita.
Paunenge uchiita zvekutengesa paIndaneti, verenga mapoka makambani ekuchengetedza purogiramu yekusvitsa kutanga kuti uone kuti unobvumirana naro uye ona kuti uri pane imwe nzvimbo yakachengeteka kana yakavharwa (iyo inofananidzirwa nechekodhi kadiki pasi nechokunze kwekona muIndaneti Explorer).