Peer-to-peer mafoni ekubhadhara seGoogle Wallet akaenda kure
Mutsara, peer-to-peer mubhadharo (kana kuti P2P mubhadharo), zvinoreva nzira yekuendesa mari kubva kune mumwe munhu kune imwe kunze kwekubatanidza zvakananga kwevechitatu.
Yakawanda yebhandi smartphone banking apps inotsigira P2P kubhadhara kushanda nenzira yekushandiswa kwebhangi yebhangi. Icho chikuru chakasununguka munharaunda yeP2P kunyange zvazvo iri makambani akawanda akadai sePayPal , Venmo , uye Square Cash ayo akwira uye anotarisa zvakanyanya kuita kuti zvive nyore, zvakakurumidza uye zvisingabhadhari kuvashandi vavo kutumira mari kune mumwe kune mabanki.
Nzvimbo dzakawanda dzekubudisira mitambo uye mapurogiramu emafaira anotanga kupa mapepa ekubhadhara P2P.
Apo Vanhu Vanoshandisa P2P Apps?
Peer-to-peer kubhadhara mapurogiramu anogona kushandiswa kutumira mari kune vamwe vanhu pane chero chikonzero chero nguva. Zvimwe zvezvakawanda-zvikonzero zvakakurumbira zvokuzvishandisa ndezvekuparadzanisa bhiri muresitorendi kana kupa chipo kune umwe wemhuri kana shamwari.
Mabhizimisi mazhinji anobvuma kubhadhara kubva kune dzimwe mapurogiramu ekubhadhara P2P kuitira kuti vagone zvakare kushandiswa kubhadhara basa kana chigadzirwa. Cherechedza, asi haisi iyo yose yekubhadhara mitero yemapurogiramu inotsigira peer-to-peer mari yekuwedzerwa mari. Microsoft yeMicrosoft Wallet mumwe muenzaniso wepurogiramu yes mobile inogona kushandiswa kutenga zvigadzirwa mukati mechitoro asi haigone kutumira mari kune mumwe munhu.
Ndeapi Venmo uye Dzimwe Mimwe Mizoro Pakati Pezera?
Hapana teknikorasi yakachengeteka zvakakwana kubva pakuchengetedzwa kwekuchengetedza saka nguva dzose inokosha kukoverenga maitiro emapurogiramu yepurogiramu uye tsvakurudzo iyo isati yatumirwa. Pakati pese, yakakura kambani iri shure kwekushandisa, iyo inowedzera hupfumi uye nguva yavanoisa pakuvandudza kuchengeteka uye kushandiswa. Zvinonzwisisika zvachose kuva nekufungira zveveve mapurogiramu matsva ekubhadhara peer-to-peer uye zvinyorwa zvishomanana chete uye hapana chinyorwa chinobudiswa.
Nguva dzose tsvakurudzai app thouroughly musati maishandisa. Kunyanya kana uri kuronga kuishandisa kushandisa mari yako.
Nzira Yokuchengetedza P2P Yenyu Apps
Dambudziko guru rekuchengetedzwa kwepurogiramu yeP2P kazhinji harisi kero yepurogiramu yekambani kana kambani iri shure kwayo asi mushumiri haatore matanho akakodzera kudzivirira ruzivo rwavo uye mari. Heino nzira yako yekuita nayo mapurogiramu eP2P akachengeteka sezvinobvira.
- Shandisa Password Yakasiyana-siyana: Sezvo nemesebhisi yepaIndaneti, zvakakosha kuchengetedza tsamba yako yekubhadharira peer-to-peer neshoko rakasimba risina mashoko uye rinoshandisa kusanganiswa kwenhamba dzepamusoro uye dzezasi, tsamba, uye zviratidzo. Iwe unofanirwawo kudzivisa kushandisa izwi rimwechete kune mamwe anoshanda nekuti kana mumwe wavo achizununguka, nhoroondo dzako dzose dzinopesana.
- Shandisai Pamwechete PIN Code: Nhamba ye PIN nhamba ingave yakasarudzwa asi inokurudzirwa zvikuru kuti iwe uibone uye, kufanana nephasiwedi yako, iite yakasiyana nemushandi wega wega kana sebasa.
- Ita kuti 2FA: 2FA, kana kuti 2-factor kuvimbiswa , ndeye imwe nhete yekuchengeteka iyo inoda kugoverwa kwemashoko ekuwedzera ekutangira asati awana kuwanikwa kwe app. Mienzaniso ye 2FA ndiyo yeGoogle kana yeMicrosoft Authentication apps kana kuti ine itsva yePIN code yakagadzirwa nemushumo weSMS. Kwete yose mapurogiramu anobatsira 2FA asi inofanira kuwanika kana iripo, kunyanya kana uchishandisa chirongwa chinokwanisa kuwana mari yako.
- Ita kuti IvepaIndaneti Ive Nemaziso: Mazhinji mapurogiramu eP2P ane sarudzo muzvirongwa izvo, kana zvave zvichibvira, zvichakutumira email chero nguva iyo mari inotumirwa kubva kubhuku rako. Iyi inzira yakajeka uye yakanakisisa yekugara mushure mekuita pane zvebasa rako.
- Chengetedza Kutengeswa Kwako Nhoroondo: Imwe nzira yekuita kuti vezera rako vezera-ku-peer kana kuti nekambani yakabatana ichengetedze ndeyekuti uone chinyorwa chako chekutengesa nguva nenguva. Nhoroondo yezvinhu zvako zvose zvakatumirwa uye kugamuchira zvikwereti zvinofanira kutaridzika mukati me app yako.
- Tora Kaviri Nyaya Yeavo: Hapana chakaipisisa pane kumirira mutengesi kuti uende kuburikidza nekuona kuti mari yako yakatumirwa kune munhu asina kunaka. Pasinei nokuti uri kushandisa zita romumwe munhu, kero kero kero, kana kuti kero yekambani yekupinda kwebhuku kutumira P2P, nguva dzose chengetedza kuti ruzivo rwakarurama.
Ndezvipi Zvitoro Zvekubhadhara Zvinowanikwa?
PayPal, Square Cash, uye Venmo zvinongotarisa chete kutumira mari pakati pevashandisi uye inonyanya kufarirwa kune zvose zvisiri izvo uye zvebhizimisi.
Google neApple vaudza mabasa avo okutanga ekubhadhara, Google Pay uye Apple Pay Cash . Vose vanoshanda nemapurisa edzikambani uye mapiritsi uye vanogona kushandiswa kubhadhara mumunhu kana kutumira mari kumunhu anoshanda. Apple's iMessage messaging service inotsigira Apple Pay Cash uye inobvumira vashandisi vayo kuti vatumire mari zvakananga kubva mukati memashoko ekutumira.
Facebook yakatangawo kuedza nekubhadhara P2P neyoyo purogiramu yekutaura, Facebook Messenger , inoita kunge ichikurudzirwa kubva WeChat uye Line iyo yakatonga misha yavo yepamusoro yekubhadhara mari yepamusoro yeChina neJapan ne WeChat Pay uye Line Pay. Apo iwe unonzwa nezvekududzirwa kunoshamisa kwezvitoro zvemasasa muAsia, WeChat uye Line inenge nguva dzose iri chikamu chekukurukurirana.