Tichifunga kuti mafoni efoni ari maduku, anodhura, uye angangodonhedzwa nguva shomanana muupenyu hwavo, inshuwarisi ye iPhone inechimwe chinhu chinofadza vanhu vazhinji. Pashure pezvose, kana wakashandisa $ 300- $ 400 (kana kupfuura!) Pafoni, uchishandisa madhora mashomanana pamwedzi kuti uone kuti icharamba ichishandira hupenyu hwekontrakiti yako inogona kuoneka yakachenjera. Kana iwe uchida kutsigira iPhone yako, zvizivikanise nemazano ari pasi apa.
Zvikonzero Zvitanhatu Haufaniri Kutenga iPhone Inshuwarisi
Kwete Kubva Apple
Zvinogona kushamisa iwe, asi nzvimbo imwe yaunenge usingawani kuwana iPhone inshuwarisi-zvisati zvisiri tsika yehushuwarisi-inobva kuApple. Vanongotengesa.
Pane kudaro, Apple inopa AppleCare warranty yakawedzerwa iyo inofukidza rubatsiro uye zvimwe kugadziriswa kwemari yakapetwa (kubatsira mafoni pamusoro pemuganhu wakatarwa, uye mamwe marudzi ekugadzirisa, zvinoda mari yakawedzerwa). AppleCare chete inomhanya kwemakore maviri, saka kana iwe uchichengeta foni yako yakareba kudarika kuti iwe ugozove usina kubhadharwa, asi zvakare ine mari yakazara yepamusoro, panzvimbo yekubhadhara pamwedzi.
Kune vakawanda vashandisi, AppleCare inoshanda pamwe chete ne inshuwarisi.
Phone Companies
Kunyange zvazvo Apple isingakwanisi kuisa iPhone inshuwarisi, iyo yese makambani makuru efoni muUnited States.
AT & T inosangana neIfayili nemiganhu yayo yemainishuwarenzi efoni. Coverage runs kubva ku US $ 6.99 / mwedzi kusvika ku $ 29.99 / mwedzi zvichienderana nehuwandu hwemagadziri aunosanganisira uye hunofukidza kurasikirwa, kukuvadza, kuba, uye kusagadzikana kwehurumende, asi kunogumira iwe kune zvirevo zviviri pamwedzi wemwedzi gumi nemaviri. Kuti uwane iyi inshuwarisi, unofanirwa kunyoresa mumazuva makumi matatu ekufambisa foni.
Deductible: $ 50, $ 125, kana $ 199 pamubvumo unobvumirwa, zvichienderana nekushandisa / kugadzirisa
Dzidza nezvekuchengetedzwa kweChina neAt & T
Sprint haisi nguva dzose inopa inshuwarheni yefoni yeApple, asi mutakuri iye zvino anopa kugoverwa kwe iPhone pachishandiswa Total Equipment Protection service. Basa iroro rinobhadhara $ 9-11 / mwedzi yehuwandu hwemapuranga, kana $ 13 / mwedzi ye Plus service (iyo inopa hukuru hwehutsigiri hwekusimbisa). Vose vari vaviri vanosanganisira kuvhara kwekubata, kukuvadza, kusavhiringidza, uye kurasikirwa.
Deductible: $ 50, $ 100, $ 150 kana $ 200 pamvumo yakabvumirwa, zvichienderana nedhiyo / kugadzirisa
Dzidza nezveSprint Total Equipment Protection
T-Mobile's Premium Handset Protection inopa zvikamu zvakaenzana zvezvikamu zve $ 8 / mwedzi. Inowedzera kukanganisa kunokonzera, kurasikirwa uye kuba, uye kusagadzikana. Miteresi inongopedzisira kune zvikwereti zviviri pamwedzi wemwedzi gumi nemaviri.
Deductible: $ 20, $ 50, $ 100, $ 150 kana $ 175 pamubvumo wakabvumirwa, zvichienderana nemutambo / kugadzirisa
Dzidza nezvePermium Handset Protection
Verizon haisi kuita zvinhu zviri nyore: kambani inopa mazano mana ekugadziriswa kwepachipu. Ndizvo: $ 11 / mwedzi Total Mobile Protection; $ 9 / mwedzi Total Equipment Coverage; $ 7.15 / mwedzi webasa kubva kuAusrion (kunyanya pane kambani iri pasi apa); $ 3 / mwedzi Verizon Yakawedzerwa Warranty. Zvirongwa izvi zvinopa marudzi akasiyana-siyana ekuvhara uye kurasikirwa, kusashanda, uye kukanganisa, uye mamiriro akasiyana-siyana pamatauro.
Deductible: $ 49- $ 199 pamvumo yekubvumirwa, zvichienderana nemutambo / kugadzirisa
Dzidza nezveVerizon iPhone inshuwarisi
Third Parties
Mamwe mapoka makambani akabatanidza izvo zvakanyatsogadziriswa mukugadzirisa mafoni uye zvimwe zvigadzirwa zvinoshandiswa. Paunofunga nezvekambani idzi, iva nechokwadi chekuita basa rako rechikoro: ona nguva yakareba zvakadini; tsvaga webhu kuti uongororwe navo, pamwe chete nekunyunyuta kana matambudziko; Iva nechokwadi chokuti vachave varipo apo iwe unoda rubatsiro.
Pakati pemakambani emishuwarisi e iPhone anopa mitemo ndeyi:
Asurion ndeimwe yekutungamirira kwehushuwarisi, zvikurukuru nokuti yakabata nevatakuri vefoni uye vatengesi vanobvumira vatengi kuti vasainire nokuda kwebasa rayo sechikamu chezvikwereti zvavo zvepafoni pamwedzi pavanotenga mafoni avo. Asurion's website yezvino inoshungurudza pfupi pamusoro pezvikwereti uye mari yakakonzerwa nokuda kwekugadzirisa iPhone, asi munguva yakapfuura basa rayo rinodhura $ 10- $ 12 / mwedzi, ine $ 99- $ 199 zviduku.
Deductible : $ 99-199
Asurion website
GoCare inopa iPhone inshuwarheni inosvitsa mvura uye yemaitiro kukanganisa, data kupora, rubatsiro rwemafungu asina kuvharwa, uye kunyange inopa kupa zvidzidzo zvekushandisa yako kana wakagadzirira kuvandudza. Kunyange zvazvo iyo isingabvumi kubba, ichaita kuti mapepa ejeri akanganiswe. Basa racho rinomhanya $ 7.99 / mwedzi kana $ 69- $ 169 kwemakore matatu kusvika kuhutatu, zvichienderana ne iPhone yako yekutengesa uye kubhadhara.
Deductible : $ 50
GoCare website
ProtectYourBubble inowedzera kukanganisa kwakangoerekana kwaitika uye hardware matambudziko mu $ 5.99 / mwedzi inshuwarisi yemwedzi. Inobatanidzawo zviyero zvinouya nefoni, zvakadai se earbuds kana kutengesa tambo (kunyange kutora imwe yeiyo ichange isingasviki ne $ 50 yakabviswa). Kusiyana nedzimwe mabhizimisi, hazvirevi nhamba yezviti vatengi vanogona kuita.
Deductible: $ 50
ProtectYourBubble webusaiti
Shanduro yakachengeteka yemutemo wegore rimwe chete inosanganisira kuba kana kurasikirwa, kukanganisa, mvura, kupwanyika zvidzidzo, nezvimwewo. Zvirongwa zvakagadzirirwa nemichina yako, mazita, uye nzvimbo. Tarisira kuti upedze madhora $ 100- $ 175 pagore.
Deductible : $ 50
Safeware website
SquareTrade inopa mitemo inoshandisa 2-3 makore kwe $ 8 / mwedzi kana $ 99 uye $ 129 mberi. Inishuwarenzi inovhara mureza weE iPhone unoshungurudza zvakadai semadonhwe, kupera, uye zvimwe zvinetso. Kunyange zvazvo iyo isingarevi kurasikirwa uye kubba, ichadzorera zvekugadziriswa kwakaitwa kuburikidza neApple Genius Bar kana vatengesi vemunharaunda / kugadzirisa mabhizimisi.
Deductible : $ 75
SquareTrade website
Worth Ave. Boka rinopa makore 1-3 ekudzivirira kuparadza, kuba, uye mabasa aMwari pamitengo inosvika pakati pe $ 5.99 / mwedzi uye $ 243 mberi (mutengo unotarisana nemuenzaniso wako, urefu hwekugoverwa, uye kuti iwe uchabhadhara sei). Hazvirevi nhamba yekuti vatengi vanogona kuita.
Deductible : $ 50
Worth Ave. Gadzira webhusaiti
Traditional Insurance Companies
Kana uri kutsvaga inshuwarisi ye iPhone, edzai makambani mave kutowana inshuwarisi kubva. Makambani mazhinji einishuwarenzi anopa muridzi wemba, renter, kana mamwe marudzi emapurisa / mitemo yekutadza inogona kuvhara iPhone pasi pe "mavara ezvinyorwa."