Chii Chinonzi Online Banking?

7 nzira mabhengi kuburikidza neInternet inobata bhandi mumunhu

Bhizinesi yepaIndaneti (inozivikanwawo se internet internet banking) inoita web-based banking nzira iyo inobatsira vatengi vebhangi kuti vapedze mabhizimisi avo ebhizimusi uye mabasa akadai pane webhandiro rebhangi. Nokunyora sevashandi veIndaneti nebhangi renyu (kana bhangi idzva), muchawana ruzivo rwepamusoro kune yese inonyanya kushanda mabhanki enyu anopa pamapazi aro.

Pasinei nekukudzwa kwevekuInternet / internet banking, havasi vose vanogutsikana kuti zvakakosha kuita shanduko kubva kumabhandi emagariro ebazi. Kuti ndikuzive nezvezvibatsiro, hezvino zvikonzero zvinomwe zvinoshandisa nei iwe uchifanira kufunga kupa mabhizimusi eInternet edza.

1. Kunaka

Kuwana mari yakajeka yekubhengi kwepaIndaneti kuri nyore. Kusiyana nemapazi emunharaunda ayo anongosvinwa panguva imwechete maawa ezuva, kubhengi kwepaIndaneti kunosvika pedyo neawa paunenge uchida.

Panewo chikonzero chekutapudza nguva kuenda kunzvimbo yako yebazi kana kumira mumutsara kurindira mukana wako wekutaura kune bhengi. Kana iwe kubhengi paIndaneti, unogona kuchengetedza nguva yakawanda nekuita zvose pawe purogiramu yako- kunyange kana iwe une zvishoma zvishoma nemaminitsi mashanu kuti upinde mubhangi rebhangi rako uye ubhadhara chikwereti.

2. Kutungamira Kutungamirirwa Nezvaunoita

Iwe unosvika kuva iwe webhangi mutauri kana iwe bhangi paIndaneti. Chero bedzi iwe unonzwisisa zvidzidzo zvekushandisa webhu kuti upedze mabasa akaoma, unofanira kukwanisa kufamba newebhangi rebhangi rako rakanaka kwazvo mukutengesa kwako.

Mukuwedzera pakushandisa mabhizimusi ekuIndaneti nezvekutengeserana kwekutanga sekubhadhara mari uye kubhadhara, iwe unogona kushandisa zvinyorwa zvinowedzera zvimwe zvaungafungidzira zvinogona kuitwa chete nekushanyira webazi rako rekune imwe nzvimbo. Semuenzaniso, kuzarura nhoroondo itsva, kuchinja sarudzo yako yekodha kana kuisa kukura pane chikwereti chako chekadhi rechikwereti zvose zvinogona kuitwa paIndaneti.

3. Kuwana kune Zvose Zviri muNzvimbo Rimwe

Paunoshanyira bhangi rako iwe pachako uye uwane mutauri kuti aite bhadha yako yose kwauri, hauzotombooni kuona zvinhu zvakawanda kunze kwezviri kuonekwa pahosi yako. Nekambani yebhengi, asi iwe unosvika pakuona kuti mari yako yakadini ikozvino, kwave iko kwaenda uye kwainofanira kuenda.

Mabhenji epaIndaneti anowanzoita kuti iwe uwane zvinotevera:

4. Kubhadhara mari yeBhangi neHurumende dzeHurumende

Kupera kwepamusoro kwezvinodhura zvinokonzerwa nehutano hwebhengi rekutsvaga mabhizimusi kubvumira mabhengi kupa vashandi vavo zvakanyanya kukurudzira kubhengi online pavari. Semuenzaniso, mamwe mabhangi haatengi mari yekubhadhara mari dzekuchengetwa kwekombiyuta dzinochengetedza zvishoma zvishoma.

Nhamba dzakawanda dzekutsvaga muIndaneti-chete dzinopawo mari yepamusoro yekuenzanisa pakuenzanisa nemabhengi anochengetedza matavi emunharaunda. Iwe unogona kuongorora mabhizinesi eBhangerate emarenda ekuchengetedza mari kana iwe unofarira kubhadhara mari yepamusoro yemari nebhadhiro yako yepaIndaneti.

5. Paperless Statements

Hapana chikonzero chekumirira mabhoti enyu ebhangi kuti asvike mumakashure apo iwe unosarudza kuenda kune mapepa e-mapepa panzvimbo. Panewo chikonzero chekuita nzvimbo mumba mako yekuchengetedza muviri nezvose zvekutengesa kwako kunowanikwa iwe paIndaneti.

Mabhanji mazhinji anokubvumira kuona ma-e-zvinyorwa zvemazuva ekufambidzana makore akawanda kumashure nenguva nekungoverengeka zvishoma zve mouse yako. Uye sebhonasi yakawedzerwa iyo isingabatanidzi kubhengi, iwe unenge uchiita zvakatipoteredza nyasha huru nekucheka zvakare pamapepa ekushandisa.

6. Automatic Account Alerts

Kana iwe ukasainira kuti uwane e-zvinyorwa pane pepa pepanhau, bhagheni rako ringave rakagadzirisa kuchenjerera kukuzivisa iwe ne-mail kana yako e-statement yakagadzirira kuonekwa. Mukuwedzera kune e-statement maziso, unogonawo kuisa maziso kune mamwe mabasa akawanda.

Iwe unofanirwa kuisa chigumuchirwe kukuudza iwe wekodzero yako yebhuku, kukuudza iwe kana sarudzo yakakwira kumusoro kana pasi peimwe chiyero, kuti ikuudze iwe kana kambani yako yakadzingwa uye kukuzivisa iwe kana wava pedyo akawana chikwereti chako. Iwe unokwanisa kunyange kuenda mberi kwezvinhu zvitsvene nekugadzirisa nyevero yekuti kana kubhadhara kwebhadharo kwave kushandiswa, kana cheki yakacheneswa, apo kutengeswa kwemazuva ekupedzisira kuri kuuya uye nezvimwe zvakawanda.

7. Advanced Advanced

Mabhangi anotora zvakanyanya kuchengeteka uye anoshandisa huwandu hwezvigadzirwa zvekuchengetedza kuti uchengetedze ruzivo rwako kuchengeteka Mashoko ako akavharidzirwa kuti azvidzivirire sezvaanofamba pamusoro pewebhu, iwe unogona kuongorora nekutsvaga https: // uye chiratidzo chekuvhara pasi pakachengetedzeka mubhu yebhu yebhu yebhukisi yako yewebhu.

Kana iwe ukava wekutambudzwa kwekusarudzwa kwemari zvakakwana nekuda kwebasa risina kubvumirwa nekambani, iwe uchadzorerwa zvizere kana iwe uchizivisa bhanhire rako pamusoro paro. Maererano neCDC, une mazuva makumi matanhatu ekuzivisa kubhengi rako basa risina kubvumirwa usati waisa dambudziko risina mutengo wevatengi.

Paunoda Rubatsiro Nekushandisa Bhizinesi PaIndaneti

Izvo chete zvinokonzera kubhadhara mabhizinesi ndezvekuti pane inogona kuva nekudzidzira kwekudzidza kuti uwane hombe yacho, uye pasina bhengi kana mutariri kumativi ose kuti akubatsire iwe uri pakombiyuta yako kumba, uchiedza kuona chimwe chinhu iwe ' re kuramba wakasimba kunogona kukanganisa. Iwe unogona kutarisa kubhengi yako yeInternet ya Help Center kana FAQ peji kana kuti kutsvaga nhamba yebasa rekutengi kuti inhare kana nyaya yako inoda kutaridzirwa nokutaura zvakananga kumumiriri webhangi.